November 2025 CRA Direct Deposit Calendar.As Canadians navigate rising living costs, timely benefit payments from the Canada Revenue Agency (CRA) remain an essential financial lifeline for families, seniors, and working individuals alike.
With November 2025 around the corner, the CRA has released its direct deposit calendar highlighting nine important payment dates alongside updated benefit amounts and eligibility criteria for key federal and provincial programs. This blog offers a clear and organised summary of what to expect, how to prepare, and how to ensure you don’t miss out.
November 2025 CRA Direct Deposit Calendar-Overview
| Article on | November 2025 CRA Direct Deposit Calendar – 9 Payment Dates, New Benefit Amounts, and Eligibility Details Announced |
| Total Payment Dates | 9 CRA deposits in November 2025 |
| Main Dates | CCB – Nov 20 • CPP/OAS – Nov 26–27 • OTB – Nov 10 |
| Benefit Updates | CCB up to $7,787 • CPP $1,433/mo • OAS $707/mo |
| Eligibility | File 2024 tax return + meet income & residency rules |
| Next Steps | Use direct deposit & check CRA “My Account” for dates |
New Benefit Amounts for 2025–26
With inflation pressures mounting, many CRA benefits have seen adjusted amounts or indexed increases. Here are some of the noteworthy updates:
Canada Child Benefit (CCB)
For the benefit year 2025–26:
- Maximum annual entitlement per child under age 6: $7,787.
- Maximum annual entitlement per child aged 6–17: $6,570.
Old Age Security (OAS) & Canada Pension Plan (CPP)
According to recent reporting:
- OAS for recipients aged 65–74 with incomes below the threshold: up to approximately $707.67/month.
- CPP maximum monthly payment (for full contributors) is expected to be up to around $1,433/month by December 2025.
Other Programs
- The CWB advance payments now cover up to 50% of annual entitlement distributed quarterly.
- Provincial programs such as OTB and ACFB provide supplementary credits; amounts vary by province and income thresholds.
Eligibility Criteria – Who Qualifies?
Understanding eligibility is key to ensuring you receive your entitlement without interruption.
Canada Child Benefit (CCB)
- Must be a resident of Canada for tax purposes.
- Must be primarily responsible for the care and upbringing of a child under age 18.
- Must file a 2024 income tax return, even if income was zero.
- The Benefit amount is reduced as net family income increases beyond the threshold.
OAS & CPP
- OAS: Typically age 65 or older, legal resident of Canada, have lived in Canada at least 10 years after age 18. (Check CRA or Service Canada details.)
- CPP: Based on valid contributions during working years; amount depends on level and duration of contributions.
- Filing of income tax returns remains important to maintain benefit eligibility.
Canada Workers Benefit (CWB)
- Must be age 19 or older by December 31, 2024.
- Must have filed a 2024 tax return and earned income below CRA’s specified threshold.
- Advance payments are given for those with eligible income; final reconciliation happens after tax-filing.
Provincial Credits (e.g., OTB, ACFB)
- Eligibility depends on province of residence, household net income, number of children (for child/family benefits), and other provincial specifics.
Payment Dates at a Glance
Below are the key scheduled payment dates for November 2025 issued by the CRA:
| Benefit / Program | Payment Date |
| Canada Child Benefit (CCB) – monthly for eligible families | November 20, 2025 |
| Old Age Security (OAS) – monthly for seniors | November 26–27, 2025 |
| Canada Pension Plan (CPP) monthly retirement benefit | November 26–27, 2025 |
| Ontario Trillium Benefit (OTB) – monthly provincial credit (Ontario) | November 10, 2025 |
| Alberta Child and Family Benefit (ACFB) – quarterly (Alberta) | November 27, 2025 |
| Canada Workers Benefit (CWB) – advanced quarterly payment for low-income workers | November 15, 2025 (estimated) |
| Goods and Services Tax / Harmonized Sales Tax Credit (GST/HST Credit) – quarterly | Next payment: January 3, 2026 (none in November) |
| Canada Disability Benefit – monthly for eligible persons with disabilities | November 20, 2025 |
| Standard monthly schedule for veterans, pensions and other programs | Various dates late November as listed by CRA |
FAQs for November 2025 CRA Direct Deposit Calendar
Between Nov 10–27.
9 total.
CCB, CPP, OAS, OTB, CWB, ACFB.
Use direct deposit.
No, just file your 2024 taxes.