$660–$1,097 GIS Direct Deposits-CRA Confirms 16 Nov 2025 Payment Schedule

$660–$1097 GIS Direct Deposits.As cost-of-living pressures continue to mount, government benefit programs for seniors remain critically important. For many low-income older Canadians, the Canada Revenue Agency (CRA)’s monthly payment of the Guaranteed Income Supplement (GIS) is a vital source of support.

This month, the CRA has confirmed that eligible seniors will receive a GIS direct deposit on 16 November 2025, with payments ranging between $660 and $1,097. This article breaks down the payment schedule, eligibility criteria, how to check the status of your deposit, and what to expect going forward.

$660–$1,097 GIS Direct Deposits-Overview

Article on	$660–$1,097 GIS Direct Deposits — CRA Confirms 16 Nov 2025 Payment Schedule
Payment Date	16 November 2025
Payment Amount	$660 – $1,097 (based on income & marital status)
Issued By	Canada Revenue Agency (CRA)
Eligibility	Low-income seniors receiving Old Age Security (OAS)
Payment Method	Direct deposit or mailed cheque

GIS Payment Schedule for November 2025

The CRA has announced that for November 2025 the GIS payment will be issued on 16 November 2025, and eligible seniors should expect the amount to fall somewhere in the $660–$1,097 range, depending on their income and marital status.

For November 2025:

• Payment date: 16 November 2025.
• Amount range: $660 to $1,097.
• Applies to eligible low-income seniors (marital status and income level determine where in that range an individual falls).

Who Is Eligible for GIS?

To receive GIS, a senior must meet several criteria:

• They must receive OAS (Old Age Security) pension.
• Their income must fall below specified thresholds (which vary depending on whether they are single, have a spouse/partner, or live with someone receiving a pension).
• They must be living in Canada (or meet the residency requirements) and have filed their income taxes so that the CRA can assess their income.
• They must have done any necessary sign-ups and maintain their direct deposit banking details or alternative payment method.

Why the Amount Varies Between $660–$1,097

The payment range reflects differences in personal circumstances: primarily income and marital status.

• If you are a single senior with no spouse/partner, and your taxable income is very low, you approach the upper end of the GIS payment range.
• If you have a spouse/partner receiving OAS or GIS, your combined income may reduce the amount you each receive so the GIS payment is lower.
• If your annual income rises (for example from a pension, investment or employment), your GIS amount may shrink or you may lose eligibility altogether.

How to Check Your GIS Status and Payment Details

The CRA has provided clear instructions for how seniors can confirm their GIS payment and status:

• Logging in to the My Service Canada Account (MSCA) portal allows you to view your upcoming payment dates, amounts, history of benefits and bank deposit status. The November 2025 GIS deposit is listed as occurring on 16 November 2025.
• If you prefer offline, you can call the OAS/GIS inquiries line of the CRA. They can confirm whether your banking details are up to date, whether you are still eligible, and when the deposit is expected.
• For those signed up for direct deposit, the funds should arrive on 16 November (business-day rules apply). If you receive a mailed cheque instead (because you haven’t set up a direct deposit), it may take extra days to arrive.
• You can sign up for email alerts or notifications via your CRA or Service Canada account so that you know when future payments are scheduled, or if any changes are coming.

Final Thoughts 

For eligible low-income Canadian seniors, the upcoming GIS direct deposit scheduled on 16 November 2025, with amounts ranging between $660 and $1,097, provides a reliable financial boost. It is part of the broader support framework that includes OAS. By understanding how the payment schedule works, checking and maintaining eligibility,

and staying informed of future adjustments, recipients can use this benefit more effectively. Filing taxes on time, maintaining correct banking info, and using the online portal to monitor status are all key steps toward ensuring that this support arrives smoothly.

FAQs for $660–$1097 GIS Direct Deposits